body
{
    margin: 0px; 
    padding: 0px; 
    font-family: verdana, serif; 
    background: #DDD9D5;
    font-size: 12px;
}

a:link {color: #002876}     
a:visited {color: #002876} 
a:hover {color: #236fdc} 

h1
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 16pt;
}

h2 
{
    border-bottom: 1px solid #92b1dd; 
    font-family: arial, sans-serif; 
    font-weight: normal; 
    font-size: 21px; 
    color: #236fdc; 
    padding-right: 10px; 
    padding-bottom: 4px; 
    padding-top: 9px;
}

h3
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12pt;
	color: #006633;
	font-style: italic;

}

h4
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10pt;
    color: #000080;
	font-style: italic;
}

h5
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10pt;
    color: #800000;
	font-style: italic;
}

hr
{
    color: #92b1dd; 
    size: 1px solid;
}

.bodybullet
{
    padding-left: 12px; 
    margin-left: 20px; 
    background: url(images/bullet.gif) no-repeat 0px 2px;
}

th
{
	font-size: 12px;
	color: #333333;
	font-weight: bold;
}

#nav_area {margin-top: 14px; padding-bottom: 46px;}
#nav_area a:link, #nav_area a:visited {color: #002876; text-decoration: none;}
#nav_area a:hover {color: #236fdc;}

.nav1, .nav2, .nav3, .nav4 {font-size: 11px; line-height: 13px; margin-top: 5px; margin-bottom: 5px; margin-right: 5px;}

.nav1 
{
    padding-left: 12px; 
    margin-left: 15px; 
    background: url(images/bullet.gif) no-repeat 0px 2px;
}

.nav2 
{
    margin-left: 35px; 
    margin-top: 7px; 
    margin-bottom: 4px;
}

.nav3 
{
    padding-left: 12px; 
    margin-left: 45px; 
    margin-top: 7px; 
    margin-bottom: 4px; 
    background: url(images/bullet3.gif) no-repeat 0px 7px;
}

.nav4 
{
    padding-left: 12px; 
    margin-left: 35px; 
    margin-top: 7px; 
    margin-bottom: 4px; 
    color: #475578; 
}

.navline {margin: -1px 0px 0px 27px; font-size: 1px; height: 1px; border-bottom: 1px solid #d3cec9;}

.nametitle
{
	color: #475578;
	font-size: 14px;
	font-weight: bolder;
}
    
.quote 
{
    font-family: Palatino Linotype, Lucida Console, sans-serif; 
    font-weight: bold; 
    font-style: oblique;
    text-transform: none;
    font-size: 15pt; 
    color: SteelBlue; 
    padding-right: 10px; 
    padding-bottom: 4px; 
    padding-top: 9px;
}

.textindent
{
	text-indent: 20px;
	text-align: left;
}

.cellpad
{
	padding-left: 20px;
	text-align: left;
}

.copyright 
{
    float: right; 
    text-align: right;
    color: #7b6666;
    font-size: 8pt;
}

.footer
{
    padding-left: 12px; 
    float: center;
    text-align: center;
    color: #333333;
    font-size: 8pt;
}

.larger
{
	font-size: 14px;
	text-transform: uppercase;
}
.thsm
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 8pt;
	color: #FFFFFF;
	font-weight: bold;
}

.tdsm
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 8pt;
}

.tdvsm
{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 7pt;
}

.thvsm
{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 7pt;
	color: #FFFFFF;
	font-weight: bold;
}

.disclaimer
{
	font-size: 8pt;
	line-height: 12px;
	color: #666666;
}

.bordertop 
{
	border-top-width: 1px;
    border-bottom-width: 0px;
    border-left-width: 0px;
    border-right-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.borderleft
{
	border-left-width: 1px;
    border-bottom-width: 0px;
    border-top-width: 0px;
    border-right-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.borderbottom
{
	border-bottom-width: 1px;
    border-top-width: 0px;
    border-left-width: 0px;
    border-right-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.borderright
{
	border-right-width: 1px;
    border-bottom-width: 0px;
    border-left-width: 0px;
    border-top-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.bordersides
{
	border-right-width: 1px;
    border-bottom-width: 0px;
    border-left-width: 1px;
    border-top-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.bordertopsides
{
	border-right-width: 1px;
    border-bottom-width: 0px;
    border-left-width: 1px;
    border-top-width: 1px;
	border-style: solid;
	border-color: #898989;
}

.borderbottomsides
{
	border-right-width: 1px;
    border-bottom-width: 1px;
    border-left-width: 1px;
    border-top-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.bordertopleft
{
	border-top-width: 1px;
	border-left-width: 1px;
    border-bottom-width: 0px;
    border-right-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.bordertopright
{
	border-top-width: 1px;
	border-right-width: 1px;
	border-left-width: 0px;
    border-bottom-width: 0px;
	border-style: solid;
	border-color: #898989;
}

.borderbottomright
{
	border-top-width: 0px;
	border-right-width: 1px;
	border-left-width: 0px;
    border-bottom-width: 1px;
	border-style: solid;
	border-color: #898989;
}

.noborder
{
    border-bottom-width: 0px;
    border-left-width: 0px;
    border-right-width: 0px;
    border-top-width: 0px;
    border-style: #898989;
}

.boxborder 
{
	border-top-width: 1px;
    border-bottom-width: 1px;
    border-left-width: 1px;
    border-right-width: 1px;
	border-style: solid;
	border-color: #898989;
}